The median home in Cortez, Colorado is valued at $333,874, up 1.4% year over year. Typical monthly rent is $1,833, producing a price-to-rent ratio of 15.2x — near the national average of 18x.
Home Value$333,874
+1.4%
Rent$1,833/mo
AFFORDABILITYRenting $197/mo cheaper ($1,833 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Cortez.
$66,775 on $333,874
Stretch — 32.5% of income
Above 28% but manageable with cuts.
PITI$2,030
P/I32.5%
Afford$288K
Gap-$46K
P&I $1,688Tax $142Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
Compare Cortez with other housing markets across Colorado.