The median home in Cortez, Colorado is valued at $333,874, up 1.4% year over year. Typical monthly rent is $1,833, producing a price-to-rent ratio of 15.2x — near the national average of 18x.

Home Value$333,874

+1.4%

Rent$1,833/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cortez.

Income (annual)

Down Payment

$66,775 on $333,874

Example: $75,000 household income. Change it above to see your own.

Stretch32.5% of income

Above 28% but manageable with cuts.

PITI$2,030

P/I32.5%

Afford$288K

Gap-$46K

P&I $1,688Tax $142Ins $200

Renting $197/mo cheaper ($1,833 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Cortez with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Cortez, CO