City

CORTEZ, CO

Median home value: $334K (+1.4% YoY). Rent: $1,833/mo. Price-to-rent: 15.2x.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$333,874
+1.4%
Rent$1,833/mo
AFFORDABILITY

Enter your income for Cortez.

$66,775 on $333,874
Stretch — 31.1% of income

Above 28% but manageable with cuts.

PITI$1,943
P/I31.1%
Afford$301K
Gap-$33K
P&I $1,601Tax $142Ins $200
Renting $110/mo cheaper ($1,833 rent)6.00% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Cortez Housing Market | CrashWatch