The median home in Delta, Colorado is valued at $356,354, up 2.6% year over year. Delta is part of the Montrose, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$356,354

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Delta.

Income (annual)

Down Payment

$71,271 on $356,354

Example: $75,000 household income. Change it above to see your own.

Stretch34.4% of income

Above 28% but manageable with cuts.

PITI$2,153

P/I34.4%

Afford$290K

Gap-$67K

P&I $1,802Tax $151Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Delta with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Montrose, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Montrose, CO metro.

View Montrose, CO metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Delta, CO