Median home value: $362K (-4.6% YoY). Part of Denver-Aurora-Lakewood, CO.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Denver-Aurora-Lakewood, CO metro page.
Home Value$361,947
-4.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Derby.
$72,389 on $361,947
Stretch — 33.4% of income
Above 28% but manageable with cuts.
PITI$2,090
P/I33.4%
Afford$303K
Gap-$59K
P&I $1,736Tax $154Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing