The median home in Derby, Colorado is valued at $361,947, down 4.6% year over year. Derby is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Denver-Aurora-Lakewood, CO stress score, crash risk, and 12-month forecast →
Home Value$361,947
-4.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Derby.
$72,389 on $361,947
Stretch — 34.9% of income
Above 28% but manageable with cuts.
PITI$2,184
P/I34.9%
Afford$290K
Gap-$72K
P&I $1,830Tax $154Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
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Full Denver-Aurora-Lakewood, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.
View Denver-Aurora-Lakewood, CO metro →