The median home in Derby, Colorado is valued at $361,947, down 4.6% year over year. Derby is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$361,947

-4.6%

Prices falling — better for buyers.

Affordability

Enter your income for Derby.

Income (annual)

Down Payment

$72,389 on $361,947

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,184

P/I34.9%

Afford$290K

Gap-$72K

P&I $1,830Tax $154Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Derby with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Denver-Aurora-Lakewood, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.

View Denver-Aurora-Lakewood, CO metro

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Derby, CO