The median home in Fort Collins, Colorado is valued at $548,493, down 1.3% year over year. Typical monthly rent is $1,869, producing a price-to-rent ratio of 24.5x — well above the national average of 18x. Fort Collins is part of the Fort Collins, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$548,493
-1.3%
Rent$1,869/mo
AFFORDABILITYRenting $1,338/mo cheaper ($1,869 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Fort Collins.
$109,699 on $548,493
Out of reach — 51.3% of income
Need $137,443/yr to afford.
PITI$3,207
P/I51.3%
Afford$299K
Gap-$249K
P&I $2,773Tax $233Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Fort Collins, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Collins, CO metro.
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