The median home in Fort Collins, Colorado is valued at $548,493, down 1.3% year over year. Typical monthly rent is $1,869, producing a price-to-rent ratio of 24.5x — well above the national average of 18x. Fort Collins is part of the Fort Collins, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$548,493

-1.3%

Rent$1,869/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$109,699 on $548,493

Example: $75,000 household income. Change it above to see your own.

Out of reach51.3% of income

Need $137,443/yr to afford.

PITI$3,207

P/I51.3%

Afford$299K

Gap-$249K

P&I $2,773Tax $233Ins $200

Renting $1,338/mo cheaper ($1,869 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Fort Collins with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Fort Collins, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Collins, CO metro.

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