City

GARDNER, CO

The median home in Gardner, Colorado is valued at $303,199, down 2.6% year over year.

Home Value$303,199
-2.6%
AFFORDABILITY

Enter your income for Gardner.

$60,640 on $303,199
Stretch — 29.8% of income

Above 28% but manageable with cuts.

PITI$1,862
P/I29.8%
Afford$285K
Gap-$18K
P&I $1,533Tax $129Ins $200
6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing