The median home in Golden, Colorado is valued at $833,389, down 0.4% year over year. Typical monthly rent is $2,085, producing a price-to-rent ratio of 33.3x — well above the national average of 18x. Golden is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Denver-Aurora-Lakewood, CO stress score, crash risk, and 12-month forecast →
Home Value$833,389
-0.4%
Rent$2,085/mo
AFFORDABILITYRenting $2,683/mo cheaper ($2,085 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Golden.
$166,678 on $833,389
Out of reach — 76.3% of income
Need $204,343/yr to afford.
PITI$4,768
P/I76.3%
Afford$306K
Gap-$528K
P&I $4,214Tax $354Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
Compare Golden with other housing markets across Colorado.
Full Denver-Aurora-Lakewood, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.
View Denver-Aurora-Lakewood, CO metro →