The median home in Highlands Ranch, Colorado is valued at $694,021, down 3.2% year over year. Typical monthly rent is $2,312, producing a price-to-rent ratio of 25x — well above the national average of 18x. Highlands Ranch is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Denver-Aurora-Lakewood, CO stress score, crash risk, and 12-month forecast →

Home Value$694,021

-3.2%

Rent$2,312/mo

AFFORDABILITY

Enter your income for Highlands Ranch.

Income (annual)

Down Payment

$138,804 on $694,021

Out of reach — 64.1% of income

Need $171,600/yr to afford.

PITI$4,004

P/I64.1%

Afford$303K

Gap-$391K

P&I $3,509Tax $295Ins $200

Renting $1,692/mo cheaper ($2,312 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Highlands Ranch with other housing markets across Colorado.

Aspen$3413K Cherry Hills Village$3114K Snowmass Village$2443K Telluride$2225K Bow Mar$2219K Mountain Village$2033K Vail$1721K Edwards$1700K

Full Denver-Aurora-Lakewood, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.

View Denver-Aurora-Lakewood, CO metro →

HIGHLANDS RANCH, CO