The median home in Johnstown, Colorado is valued at $499,103, down 3.2% year over year. Typical monthly rent is $1,994, producing a price-to-rent ratio of 20.9x — well above the national average of 18x. Johnstown is part of the Greeley, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$499,103

-3.2%

Rent$1,994/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$99,821 on $499,103

Example: $75,000 household income. Change it above to see your own.

Out of reach47% of income

Need $125,829/yr to afford.

PITI$2,936

P/I47%

Afford$297K

Gap-$202K

P&I $2,524Tax $212Ins $200

Renting $942/mo cheaper ($1,994 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Johnstown with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Greeley, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Greeley, CO metro.

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Johnstown, CO