The median home in Johnstown, Colorado is valued at $499,103, down 3.2% year over year. Typical monthly rent is $1,994, producing a price-to-rent ratio of 20.9x — well above the national average of 18x. Johnstown is part of the Greeley, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Greeley, CO stress score, crash risk, and 12-month forecast →
Home Value$499,103
-3.2%
Rent$1,994/mo
AFFORDABILITYRenting $942/mo cheaper ($1,994 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Johnstown.
$99,821 on $499,103
Out of reach — 47% of income
Need $125,829/yr to afford.
PITI$2,936
P/I47%
Afford$297K
Gap-$202K
P&I $2,524Tax $212Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
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Full Greeley, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Greeley, CO metro.
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