The median home in Lafayette, Colorado is valued at $655,655, down 3.6% year over year. Typical monthly rent is $1,983, producing a price-to-rent ratio of 27.6x — well above the national average of 18x. Lafayette is part of the Boulder, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$655,655
-3.6%
Rent$1,983/mo
AFFORDABILITYRenting $1,811/mo cheaper ($1,983 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Lafayette.
$131,131 on $655,655
Out of reach — 60.7% of income
Need $162,600/yr to afford.
PITI$3,794
P/I60.7%
Afford$302K
Gap-$353K
P&I $3,315Tax $279Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
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Full Boulder, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boulder, CO metro.
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