Median home value: $487K (+1.9% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$487,324
+1.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Lake City.
$97,465 on $487,324
Out of reach — 43.9% of income
Need $117,643/yr to afford.
PITI$2,745
P/I43.9%
Afford$311K
Gap-$177K
P&I $2,337Tax $207Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing