The median home in Loveland, Colorado is valued at $489,949, down 1.8% year over year. Typical monthly rent is $1,808, producing a price-to-rent ratio of 22.6x — well above the national average of 18x. Loveland is part of the Fort Collins, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$489,949
-1.8%
Rent$1,808/mo
AFFORDABILITYRenting $1,078/mo cheaper ($1,808 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Loveland.
$97,990 on $489,949
Out of reach — 46.2% of income
Need $123,686/yr to afford.
PITI$2,886
P/I46.2%
Afford$297K
Gap-$193K
P&I $2,477Tax $208Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
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Full Fort Collins, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fort Collins, CO metro.
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