The median home in Loveland, Colorado is valued at $489,949, down 1.8% year over year. Typical monthly rent is $1,808, producing a price-to-rent ratio of 22.6x — well above the national average of 18x. Loveland is part of the Fort Collins, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$489,949

-1.8%

Rent$1,808/mo

Prices falling — better for buyers.

Affordability

Enter your income for Loveland.

Income (annual)

Down Payment

$97,990 on $489,949

Example: $75,000 household income. Change it above to see your own.

Out of reach46.2% of income

Need $123,686/yr to afford.

PITI$2,886

P/I46.2%

Afford$297K

Gap-$193K

P&I $2,477Tax $208Ins $200

Renting $1,078/mo cheaper ($1,808 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Loveland with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Fort Collins, CO analysis

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Loveland, CO