The median home in Montrose, Colorado is valued at $455,105, up 2.0% year over year. Typical monthly rent is $1,974, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Montrose is part of the Montrose, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$455,105

+2.0%

Rent$1,974/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$91,021 on $455,105

Example: $75,000 household income. Change it above to see your own.

Out of reach43.1% of income

Need $115,500/yr to afford.

PITI$2,695

P/I43.1%

Afford$296K

Gap-$160K

P&I $2,301Tax $193Ins $200

Renting $721/mo cheaper ($1,974 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Montrose with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Montrose, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Montrose, CO metro.

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