The median home in Montrose, Colorado is valued at $455,105, up 2.0% year over year. Typical monthly rent is $1,974, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Montrose is part of the Montrose, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$455,105
+2.0%
Rent$1,974/mo
AFFORDABILITYRenting $721/mo cheaper ($1,974 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Montrose.
$91,021 on $455,105
Out of reach — 43.1% of income
Need $115,500/yr to afford.
PITI$2,695
P/I43.1%
Afford$296K
Gap-$160K
P&I $2,301Tax $193Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Montrose, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Montrose, CO metro.
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