The median home in Monument, Colorado is valued at $744,424, down 0.5% year over year. Typical monthly rent is $1,734, producing a price-to-rent ratio of 35.8x — well above the national average of 18x. Monument is part of the Colorado Springs, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$744,424
-0.5%
Rent$1,734/mo
AFFORDABILITYRenting $2,547/mo cheaper ($1,734 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Monument.
$148,885 on $744,424
Out of reach — 68.5% of income
Need $183,471/yr to afford.
PITI$4,281
P/I68.5%
Afford$304K
Gap-$440K
P&I $3,764Tax $316Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
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Full Colorado Springs, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Colorado Springs, CO metro.
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