The median home in Oak Creek, Colorado is valued at $644,203, up 1.3% year over year. Oak Creek is part of the Steamboat Springs, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Steamboat Springs, CO stress score, crash risk, and 12-month forecast →
Home Value$644,203
+1.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Oak Creek.
$128,841 on $644,203
Out of reach — 59.7% of income
Need $159,900/yr to afford.
PITI$3,731
P/I59.7%
Afford$302K
Gap-$342K
P&I $3,257Tax $274Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Colorado
Compare Oak Creek with other housing markets across Colorado.
Full Steamboat Springs, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Steamboat Springs, CO metro.
View Steamboat Springs, CO metro →