The median home in Oak Creek, Colorado is valued at $644,203, up 1.3% year over year. Oak Creek is part of the Steamboat Springs, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$644,203

+1.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$128,841 on $644,203

Example: $75,000 household income. Change it above to see your own.

Out of reach59.7% of income

Need $159,900/yr to afford.

PITI$3,731

P/I59.7%

Afford$302K

Gap-$342K

P&I $3,257Tax $274Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Oak Creek with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Steamboat Springs, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Steamboat Springs, CO metro.

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Oak Creek, CO