Median home value: $548K (+0.0% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$548,470
+0.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Pagosa Springs.
$109,694 on $548,470
Out of reach — 49% of income
Need $131,314/yr to afford.
PITI$3,064
P/I49%
Afford$313K
Gap-$235K
P&I $2,631Tax $233Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing