The median home in Steamboat Springs, Colorado is valued at $1,281,595, up 2.3% year over year. Typical monthly rent is $3,267, producing a price-to-rent ratio of 32.7x — well above the national average of 18x. Steamboat Springs is part of the Steamboat Springs, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,281,595

+2.3%

Rent$3,267/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Steamboat Springs.

Income (annual)

Down Payment

$256,319 on $1,281,595

Example: $75,000 household income. Change it above to see your own.

Out of reach115.6% of income

Need $309,643/yr to afford.

PITI$7,225

P/I115.6%

Afford$310K

Gap-$971K

P&I $6,480Tax $545Ins $200

Renting $3,958/mo cheaper ($3,267 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Steamboat Springs with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Steamboat Springs, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Steamboat Springs, CO metro.

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