The median home in Steamboat Springs, Colorado is valued at $1,281,595, up 2.3% year over year. Typical monthly rent is $3,267, producing a price-to-rent ratio of 32.7x — well above the national average of 18x. Steamboat Springs is part of the Steamboat Springs, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,281,595
+2.3%
Rent$3,267/mo
AFFORDABILITYRenting $3,958/mo cheaper ($3,267 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for Steamboat Springs.
$256,319 on $1,281,595
Out of reach — 115.6% of income
Need $309,643/yr to afford.
PITI$7,225
P/I115.6%
Afford$310K
Gap-$971K
P&I $6,480Tax $545Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Steamboat Springs, CO analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Steamboat Springs, CO metro.
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