The median home in Sterling, Colorado is valued at $238,197, up 1.3% year over year. Typical monthly rent is $1,241, producing a price-to-rent ratio of 16x — near the national average of 18x. Sterling is part of the Sterling, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$238,197

+1.3%

Rent$1,241/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Sterling.

Income (annual)

Down Payment

$47,639 on $238,197

Example: $75,000 household income. Change it above to see your own.

Affordable24.1% of income

Under the 28% guideline.

PITI$1,506

P/I24.1%

Afford$277K

Room+$39K

P&I $1,204Tax $101Ins $200

Renting $265/mo cheaper ($1,241 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Sterling with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Sterling, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sterling, CO metro.

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