The median home in Thornton, Colorado is valued at $492,391, down 3.2% year over year. Typical monthly rent is $1,858, producing a price-to-rent ratio of 22.1x — well above the national average of 18x. Thornton is part of the Denver-Aurora-Lakewood, CO metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$492,391

-3.2%

Rent$1,858/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$98,478 on $492,391

Example: $75,000 household income. Change it above to see your own.

Out of reach46.4% of income

Need $124,243/yr to afford.

PITI$2,899

P/I46.4%

Afford$297K

Gap-$195K

P&I $2,490Tax $209Ins $200

Renting $1,041/mo cheaper ($1,858 rent)6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Colorado

Compare Thornton with other housing markets across Colorado.

Aspen$3.41M Cherry Hills Village$3.11M Snowmass Village$2.44M Telluride$2.22M Bow Mar$2.22M Mountain Village$2.03M Vail$1.72M Edwards$1.7M

Full Denver-Aurora-Lakewood, CO analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Denver-Aurora-Lakewood, CO metro.

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Thornton, CO