City

WRAY, CO

Median home value: $268K (+3.6% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$267,566
+3.6%
AFFORDABILITY

Enter your income for Wray.

$53,513 on $267,566
Affordable — 25.6% of income

Under the 28% guideline.

PITI$1,597
P/I25.6%
Afford$293K
Room+$26K
P&I $1,283Tax $114Ins $200
6.00% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Wray Housing Market | CrashWatch