The median home in Bear, Delaware is valued at $406,525, up 3.6% year over year. Typical monthly rent is $2,247, producing a price-to-rent ratio of 15.1x — near the national average of 18x. Bear is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD stress score, crash risk, and 12-month forecast →

Home Value$406,525

+3.6%

Rent$2,247/mo

AFFORDABILITY

Enter your income for Bear.

Income (annual)

Down Payment

$81,305 on $406,525

Out of reach — 37.6% of income

Need $100,671/yr to afford.

PITI$2,349

P/I37.6%

Afford$303K

Gap-$104K

P&I $2,056Tax $193Ins $100

Renting $102/mo cheaper ($2,247 rent)6.50% 30yr, 20% down, county tax + DE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Delaware

Compare Bear with other housing markets across Delaware.

South Bethany$1144K Dewey Beach$1032K Fenwick Island$938K Bethany Beach$826K Rehoboth Beach$791K Hockessin$587K Lewes$582K Ocean View$525K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

BEAR, DE