The median home in Clayton, Delaware is valued at $397,175, up 2.7% year over year. Clayton is part of the Dover, DE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$397,175

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Clayton.

Income (annual)

Down Payment

$79,435 on $397,175

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,443/yr to afford.

PITI$2,297

P/I36.8%

Afford$303K

Gap-$95K

P&I $2,008Tax $189Ins $100

6.50% 30yr, 20% down, county tax + DE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Delaware

Compare Clayton with other housing markets across Delaware.

South Bethany$1.14M Dewey Beach$1.03M Fenwick Island$938K Bethany Beach$826K Rehoboth Beach$791K Hockessin$587K Lewes$582K Ocean View$525K

Full Dover, DE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dover, DE metro.

View Dover, DE metro

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Clayton, DE