The median home in Elsmere, Delaware is valued at $232,654, up 1.7% year over year. Elsmere is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$232,654

+1.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$46,531 on $232,654

Example: $75,000 household income. Change it above to see your own.

Affordable22.2% of income

Under the 28% guideline.

PITI$1,387

P/I22.2%

Afford$294K

Room+$61K

P&I $1,176Tax $111Ins $100

6.50% 30yr, 20% down, county tax + DE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Delaware

Compare Elsmere with other housing markets across Delaware.

South Bethany$1.14M Dewey Beach$1.03M Fenwick Island$938K Bethany Beach$826K Rehoboth Beach$791K Hockessin$587K Lewes$582K Ocean View$525K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

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Elsmere, DE