The median home in Middletown, Delaware is valued at $521,186, up 3.6% year over year. Typical monthly rent is $2,515, producing a price-to-rent ratio of 17.3x — near the national average of 18x. Middletown is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$521,186

+3.6%

Rent$2,515/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Middletown.

Income (annual)

Down Payment

$104,237 on $521,186

Example: $75,000 household income. Change it above to see your own.

Out of reach47.7% of income

Need $127,843/yr to afford.

PITI$2,983

P/I47.7%

Afford$306K

Gap-$215K

P&I $2,635Tax $248Ins $100

Renting $468/mo cheaper ($2,515 rent)6.50% 30yr, 20% down, county tax + DE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Delaware

Compare Middletown with other housing markets across Delaware.

South Bethany$1.14M Dewey Beach$1.03M Fenwick Island$938K Bethany Beach$826K Rehoboth Beach$791K Hockessin$587K Lewes$582K Ocean View$525K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Middletown, DE