The median home in Wilmington, Delaware is valued at $319,314, up 2.7% year over year. Typical monthly rent is $1,739, producing a price-to-rent ratio of 15.3x — near the national average of 18x. Wilmington is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD stress score, crash risk, and 12-month forecast →

Home Value$319,314

+2.7%

Rent$1,739/mo

AFFORDABILITY

Enter your income for Wilmington.

Income (annual)

Down Payment

$63,863 on $319,314

Stretch — 29.9% of income

Above 28% but manageable with cuts.

PITI$1,866

P/I29.9%

Afford$299K

Gap-$20K

P&I $1,615Tax $152Ins $100

Renting $127/mo cheaper ($1,739 rent)6.50% 30yr, 20% down, county tax + DE ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Delaware

Compare Wilmington with other housing markets across Delaware.

South Bethany$1144K Dewey Beach$1032K Fenwick Island$938K Bethany Beach$826K Rehoboth Beach$791K Hockessin$587K Lewes$582K Ocean View$525K

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

WILMINGTON, DE