The median home in Atlantic Beach, Florida is valued at $677,675, down 4.1% year over year. Typical monthly rent is $1,975, producing a price-to-rent ratio of 28.6x — well above the national average of 18x. Atlantic Beach is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$677,675

-4.1%

Rent$1,975/mo

Prices falling — better for buyers.

Affordability

Enter your income for Atlantic Beach.

Income (annual)

Down Payment

$135,535 on $677,675

Example: $75,000 household income. Change it above to see your own.

Out of reach68.2% of income

Need $182,657/yr to afford.

PITI$4,262

P/I68.2%

Afford$278K

Gap-$399K

P&I $3,427Tax $486Ins $350

Renting $2,287/mo cheaper ($1,975 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Atlantic Beach with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Jacksonville, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, FL metro.

View Jacksonville, FL metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Atlantic Beach, FL