The median home in Atlantic Beach, Florida is valued at $677,675, down 4.1% year over year. Typical monthly rent is $1,975, producing a price-to-rent ratio of 28.6x — well above the national average of 18x. Atlantic Beach is part of the Jacksonville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Jacksonville, FL stress score, crash risk, and 12-month forecast →
Home Value$677,675
-4.1%
Rent$1,975/mo
AFFORDABILITYRenting $2,287/mo cheaper ($1,975 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Atlantic Beach.
$135,535 on $677,675
Out of reach — 68.2% of income
Need $182,657/yr to afford.
PITI$4,262
P/I68.2%
Afford$278K
Gap-$399K
P&I $3,427Tax $486Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Florida
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Full Jacksonville, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jacksonville, FL metro.
View Jacksonville, FL metro →