The median home in Bartow, Florida is valued at $270,713, down 2.6% year over year. Typical monthly rent is $1,930, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Bartow is part of the Lakeland-Winter Haven, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$270,713

-2.6%

Rent$1,930/mo

Prices falling — better for buyers.

Affordability

Enter your income for Bartow.

Income (annual)

Down Payment

$54,143 on $270,713

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,913

P/I30.6%

Afford$248K

Gap-$23K

P&I $1,369Tax $194Ins $350

Buying $17/mo cheaper ($1,930 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Bartow with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Lakeland-Winter Haven, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lakeland-Winter Haven, FL metro.

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Bartow, FL