The median home in Bartow, Florida is valued at $270,713, down 2.6% year over year. Typical monthly rent is $1,930, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Bartow is part of the Lakeland-Winter Haven, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Lakeland-Winter Haven, FL stress score, crash risk, and 12-month forecast →

Home Value$270,713

-2.6%

Rent$1,930/mo

AFFORDABILITY

Enter your income for Bartow.

Income (annual)

Down Payment

$54,143 on $270,713

Stretch — 30.6% of income

Above 28% but manageable with cuts.

PITI$1,913

P/I30.6%

Afford$248K

Gap-$23K

P&I $1,369Tax $194Ins $350

Buying $17/mo cheaper ($1,930 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Bartow with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Lakeland-Winter Haven, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lakeland-Winter Haven, FL metro.

View Lakeland-Winter Haven, FL metro →

BARTOW, FL