The median home in Big Pine Key, Florida is valued at $714,729, down 4.1% year over year. Typical monthly rent is $3,095, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Big Pine Key is part of the Key West, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$714,729
-4.1%
Rent$3,095/mo
AFFORDABILITYRenting $1,381/mo cheaper ($3,095 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Big Pine Key.
$142,946 on $714,729
Out of reach — 71.6% of income
Need $191,829/yr to afford.
PITI$4,476
P/I71.6%
Afford$279K
Gap-$435K
P&I $3,614Tax $512Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Florida
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Full Key West, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Key West, FL metro.
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