The median home in Cape Coral, Florida is valued at $333,561, down 9.8% year over year. Typical monthly rent is $1,855, producing a price-to-rent ratio of 15x — below the national average of 18x. Cape Coral is part of the Cape Coral-Fort Myers, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cape Coral-Fort Myers, FL stress score, crash risk, and 12-month forecast →

Home Value$333,561

-9.8%

Rent$1,855/mo

AFFORDABILITY

Enter your income for Cape Coral.

Income (annual)

Down Payment

$66,712 on $333,561

Out of reach — 36.4% of income

Need $97,543/yr to afford.

PITI$2,276

P/I36.4%

Afford$256K

Gap-$77K

P&I $1,687Tax $239Ins $350

Renting $421/mo cheaper ($1,855 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Cape Coral with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Cape Coral-Fort Myers, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Coral-Fort Myers, FL metro.

View Cape Coral-Fort Myers, FL metro →

CAPE CORAL, FL