City

CAPTIVA, FL

Cape Coral-Fort Myers, FL

The median home in Captiva, Florida is valued at $1,165,430, down 9.5% year over year. Captiva is part of the Cape Coral-Fort Myers, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cape Coral-Fort Myers, FL stress score, crash risk, and 12-month forecast →

Home Value$1,165,430

-9.5%

AFFORDABILITY

Enter your income for Captiva.

Income (annual)

Down Payment

$233,086 on $1,165,430

Out of reach — 113.2% of income

Need $303,343/yr to afford.

PITI$7,078

P/I113.2%

Afford$288K

Gap-$877K

P&I $5,893Tax $835Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Captiva with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Cape Coral-Fort Myers, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Coral-Fort Myers, FL metro.

View Cape Coral-Fort Myers, FL metro →