The median home in Captiva, Florida is valued at $1,165,430, down 9.5% year over year. Captiva is part of the Cape Coral-Fort Myers, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,165,430

-9.5%

Prices falling — better for buyers.

Affordability

Enter your income for Captiva.

Income (annual)

Down Payment

$233,086 on $1,165,430

Example: $75,000 household income. Change it above to see your own.

Out of reach113.2% of income

Need $303,343/yr to afford.

PITI$7,078

P/I113.2%

Afford$288K

Gap-$877K

P&I $5,893Tax $835Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Captiva with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Cape Coral-Fort Myers, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Coral-Fort Myers, FL metro.

View Cape Coral-Fort Myers, FL metro

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Captiva, FL