Median home value: $310K (-9.6% YoY). Part of Gainesville, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Gainesville, FL metro page.
Home Value$309,909
-9.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Cedar Key.
$61,982 on $309,909
Stretch — 32.9% of income
Above 28% but manageable with cuts.
PITI$2,059
P/I32.9%
Afford$263K
Gap-$47K
P&I $1,486Tax $222Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing