The median home in Clearwater, Florida is valued at $332,544, down 7.0% year over year. Typical monthly rent is $1,948, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Clearwater is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$332,544

-7.0%

Rent$1,948/mo

AFFORDABILITY

Enter your income for Clearwater.

Income (annual)

Down Payment

$66,509 on $332,544

Out of reach — 36.3% of income

Need $97,286/yr to afford.

PITI$2,270

P/I36.3%

Afford$256K

Gap-$76K

P&I $1,682Tax $238Ins $350

Renting $322/mo cheaper ($1,948 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Clearwater with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

CLEARWATER, FL