The median home in Cocoa, Florida is valued at $289,878, down 3.8% year over year. Typical monthly rent is $1,927, producing a price-to-rent ratio of 12.5x — below the national average of 18x. Cocoa is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$289,878

-3.8%

Rent$1,927/mo

Prices falling — better for buyers.

Affordability

Enter your income for Cocoa.

Income (annual)

Down Payment

$57,976 on $289,878

Example: $75,000 household income. Change it above to see your own.

Stretch32.4% of income

Above 28% but manageable with cuts.

PITI$2,024

P/I32.4%

Afford$251K

Gap-$39K

P&I $1,466Tax $208Ins $350

Renting $97/mo cheaper ($1,927 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Cocoa with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Palm Bay-Melbourne-Titusville, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Palm Bay-Melbourne-Titusville, FL metro.

View Palm Bay-Melbourne-Titusville, FL metro

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Cocoa, FL