City

COCOA, FL

Palm Bay-Melbourne-Titusville, FL

Median home value: $290K (-3.8% YoY). Rent: $1,927/mo. Price-to-rent: 12.5x. Part of Palm Bay-Melbourne-Titusville, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Palm Bay-Melbourne-Titusville, FL metro page.

Home Value$289,878
-3.8%
Rent$1,927/mo
AFFORDABILITY

Enter your income for Cocoa.

$57,976 on $289,878
Stretch — 31.2% of income

Above 28% but manageable with cuts.

PITI$1,948
P/I31.2%
Afford$260K
Gap-$29K
P&I $1,390Tax $208Ins $350
Renting $21/mo cheaper ($1,927 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Cocoa Housing Market | CrashWatch