City

COCOA BEACH, FL

Palm Bay-Melbourne-Titusville, FL

Median home value: $450K (-2.8% YoY). Rent: $2,475/mo. Price-to-rent: 15.1x. Part of Palm Bay-Melbourne-Titusville, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Palm Bay-Melbourne-Titusville, FL metro page.

Home Value$449,771
-2.8%
Rent$2,475/mo
AFFORDABILITY

Enter your income for Cocoa Beach.

$89,954 on $449,771
Out of reach — 45.3% of income

Need $121,286/yr to afford.

PITI$2,830
P/I45.3%
Afford$278K
Gap-$172K
P&I $2,157Tax $322Ins $350
Renting $355/mo cheaper ($2,475 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Cocoa Beach Housing Market | CrashWatch