The median home in Cocoa Beach, Florida is valued at $449,771, down 2.8% year over year. Typical monthly rent is $2,475, producing a price-to-rent ratio of 15.1x — near the national average of 18x. Cocoa Beach is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$449,771

-2.8%

Rent$2,475/mo

Prices falling — better for buyers.

Affordability

Enter your income for Cocoa Beach.

Income (annual)

Down Payment

$89,954 on $449,771

Example: $75,000 household income. Change it above to see your own.

Out of reach47.2% of income

Need $126,300/yr to afford.

PITI$2,947

P/I47.2%

Afford$267K

Gap-$183K

P&I $2,274Tax $322Ins $350

Renting $472/mo cheaper ($2,475 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Cocoa Beach with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Palm Bay-Melbourne-Titusville, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Palm Bay-Melbourne-Titusville, FL metro.

View Palm Bay-Melbourne-Titusville, FL metro

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Cocoa Beach, FL