The median home in Crystal River, Florida is valued at $264,607, down 6.7% year over year. Typical monthly rent is $1,822, producing a price-to-rent ratio of 12.1x — below the national average of 18x. Crystal River is part of the Homosassa Springs, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Homosassa Springs, FL stress score, crash risk, and 12-month forecast →

Home Value$264,607

-6.7%

Rent$1,822/mo

AFFORDABILITY

Enter your income for Crystal River.

Income (annual)

Down Payment

$52,921 on $264,607

Stretch — 30% of income

Above 28% but manageable with cuts.

PITI$1,878

P/I30%

Afford$247K

Gap-$18K

P&I $1,338Tax $190Ins $350

Renting $56/mo cheaper ($1,822 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Crystal River with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Homosassa Springs, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Homosassa Springs, FL metro.

View Homosassa Springs, FL metro →

CRYSTAL RIVER, FL