The median home in Cutler Bay, Florida is valued at $555,399, down 2.2% year over year. Typical monthly rent is $2,836, producing a price-to-rent ratio of 16.3x — near the national average of 18x. Cutler Bay is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$555,399

-2.2%

Rent$2,836/mo

Prices falling — better for buyers.

Affordability

Enter your income for Cutler Bay.

Income (annual)

Down Payment

$111,080 on $555,399

Example: $75,000 household income. Change it above to see your own.

Out of reach56.9% of income

Need $152,400/yr to afford.

PITI$3,556

P/I56.9%

Afford$273K

Gap-$282K

P&I $2,808Tax $398Ins $350

Renting $720/mo cheaper ($2,836 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Cutler Bay with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Miami-Fort Lauderdale-Pompano Beach, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Miami-Fort Lauderdale-Pompano Beach, FL metro.

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Cutler Bay, FL