The median home in Destin, Florida is valued at $582,612, down 3.9% year over year. Typical monthly rent is $2,094, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Destin is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$582,612

-3.9%

Rent$2,094/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$116,522 on $582,612

Example: $75,000 household income. Change it above to see your own.

Out of reach59.4% of income

Need $159,171/yr to afford.

PITI$3,714

P/I59.4%

Afford$275K

Gap-$308K

P&I $2,946Tax $418Ins $350

Renting $1,620/mo cheaper ($2,094 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Destin with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Crestview-Fort Walton Beach-Destin, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Crestview-Fort Walton Beach-Destin, FL metro.

View Crestview-Fort Walton Beach-Destin, FL metro

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