The median home in Doctor Phillips, Florida is valued at $525,213, down 2.9% year over year. Typical monthly rent is $2,166, producing a price-to-rent ratio of 20.2x — well above the national average of 18x. Doctor Phillips is part of the Orlando-Kissimmee-Sanford, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$525,213
-2.9%
Rent$2,166/mo
AFFORDABILITYRenting $1,216/mo cheaper ($2,166 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Doctor Phillips.
$105,043 on $525,213
Out of reach — 54.1% of income
Need $144,943/yr to afford.
PITI$3,382
P/I54.1%
Afford$272K
Gap-$253K
P&I $2,656Tax $376Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Orlando-Kissimmee-Sanford, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Orlando-Kissimmee-Sanford, FL metro.
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