The median home in Doctor Phillips, Florida is valued at $525,213, down 2.9% year over year. Typical monthly rent is $2,166, producing a price-to-rent ratio of 20.2x — well above the national average of 18x. Doctor Phillips is part of the Orlando-Kissimmee-Sanford, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$525,213

-2.9%

Rent$2,166/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$105,043 on $525,213

Example: $75,000 household income. Change it above to see your own.

Out of reach54.1% of income

Need $144,943/yr to afford.

PITI$3,382

P/I54.1%

Afford$272K

Gap-$253K

P&I $2,656Tax $376Ins $350

Renting $1,216/mo cheaper ($2,166 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Doctor Phillips with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Orlando-Kissimmee-Sanford, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Orlando-Kissimmee-Sanford, FL metro.

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Doctor Phillips, FL