The median home in Estero, Florida is valued at $487,254, down 7.8% year over year. Typical monthly rent is $2,862, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Estero is part of the Cape Coral-Fort Myers, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cape Coral-Fort Myers, FL stress score, crash risk, and 12-month forecast →

Home Value$487,254

-7.8%

Rent$2,862/mo

AFFORDABILITY

Enter your income for Estero.

Income (annual)

Down Payment

$97,451 on $487,254

Out of reach — 50.6% of income

Need $135,557/yr to afford.

PITI$3,163

P/I50.6%

Afford$270K

Gap-$218K

P&I $2,464Tax $349Ins $350

Renting $301/mo cheaper ($2,862 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Estero with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Cape Coral-Fort Myers, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Coral-Fort Myers, FL metro.

View Cape Coral-Fort Myers, FL metro →

ESTERO, FL