The median home in Estero, Florida is valued at $487,254, down 7.8% year over year. Typical monthly rent is $2,862, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Estero is part of the Cape Coral-Fort Myers, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$487,254

-7.8%

Rent$2,862/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$97,451 on $487,254

Example: $75,000 household income. Change it above to see your own.

Out of reach50.6% of income

Need $135,557/yr to afford.

PITI$3,163

P/I50.6%

Afford$270K

Gap-$218K

P&I $2,464Tax $349Ins $350

Renting $301/mo cheaper ($2,862 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Estero with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Cape Coral-Fort Myers, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cape Coral-Fort Myers, FL metro.

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Estero, FL