Median home value: $591K (-2.9% YoY). Rent: $2,059/mo. Price-to-rent: 23.9x. Part of Jacksonville, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Jacksonville, FL metro page.
Home Value$591,276
-2.9%
Rent$2,059/mo
AFFORDABILITYRenting $1,551/mo cheaper ($2,059 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Fernandina Beach.
$118,255 on $591,276
Out of reach — 57.8% of income
Need $154,714/yr to afford.
PITI$3,610
P/I57.8%
Afford$287K
Gap-$305K
P&I $2,836Tax $424Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing