City

FORT WALTON BEACH, FL

Crestview-Fort Walton Beach-Destin, FL

Median home value: $315K (-2.2% YoY). Rent: $1,821/mo. Price-to-rent: 14.4x. Part of Crestview-Fort Walton Beach-Destin, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Crestview-Fort Walton Beach-Destin, FL metro page.

Home Value$314,718
-2.2%
Rent$1,821/mo
AFFORDABILITY

Enter your income for Fort Walton Beach.

$62,944 on $314,718
Stretch — 33.4% of income

Above 28% but manageable with cuts.

PITI$2,085
P/I33.4%
Afford$264K
Gap-$51K
P&I $1,510Tax $226Ins $350
Renting $264/mo cheaper ($1,821 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Fort Walton Beach Housing Market | CrashWatch