City

FORT WHITE, FL

Lake City, FL

Median home value: $294K (-1.8% YoY). Part of Lake City, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Lake City, FL metro page.

Home Value$294,041
-1.8%
AFFORDABILITY

Enter your income for Fort White.

$58,808 on $294,041
Stretch — 31.5% of income

Above 28% but manageable with cuts.

PITI$1,971
P/I31.5%
Afford$261K
Gap-$33K
P&I $1,410Tax $211Ins $350
6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Fort White Housing Market | CrashWatch