Median home value: $289K (-3.0% YoY). Rent: $1,634/mo. Price-to-rent: 14.7x. Part of Gainesville, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Gainesville, FL metro page.

Home Value$289,050

-3.0%

Rent$1,634/mo

AFFORDABILITY

Enter your income for Gainesville.

Income (annual)

Down Payment

$57,810 on $289,050

Stretch — 31.1% of income

Above 28% but manageable with cuts.

PITI$1,944

P/I31.1%

Afford$260K

Gap-$29K

P&I $1,386Tax $207Ins $350

Renting $310/mo cheaper ($1,634 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.

GAINESVILLE, FL