The median home in Gibsonton, Florida is valued at $315,465, down 5.8% year over year. Typical monthly rent is $2,358, producing a price-to-rent ratio of 11.1x — below the national average of 18x. Gibsonton is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$315,465
-5.8%
Rent$2,358/mo
AFFORDABILITYBuying $187/mo cheaper ($2,358 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Gibsonton.
$63,093 on $315,465
Stretch — 34.7% of income
Above 28% but manageable with cuts.
PITI$2,171
P/I34.7%
Afford$254K
Gap-$61K
P&I $1,595Tax $226Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Tampa-St. Petersburg-Clearwater, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.
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