The median home in Gulf Breeze, Florida is valued at $457,191, down 2.8% year over year. Typical monthly rent is $2,106, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Gulf Breeze is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$457,191

-2.8%

Rent$2,106/mo

Prices falling — better for buyers.

Affordability

Enter your income for Gulf Breeze.

Income (annual)

Down Payment

$91,438 on $457,191

Example: $75,000 household income. Change it above to see your own.

Out of reach47.8% of income

Need $128,100/yr to afford.

PITI$2,989

P/I47.8%

Afford$268K

Gap-$190K

P&I $2,312Tax $328Ins $350

Renting $883/mo cheaper ($2,106 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Gulf Breeze with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Pensacola-Ferry Pass-Brent, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pensacola-Ferry Pass-Brent, FL metro.

View Pensacola-Ferry Pass-Brent, FL metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Gulf Breeze, FL