The median home in Gulf Breeze, Florida is valued at $457,191, down 2.8% year over year. Typical monthly rent is $2,106, producing a price-to-rent ratio of 18.1x — near the national average of 18x. Gulf Breeze is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Pensacola-Ferry Pass-Brent, FL stress score, crash risk, and 12-month forecast →

Home Value$457,191

-2.8%

Rent$2,106/mo

AFFORDABILITY

Enter your income for Gulf Breeze.

Income (annual)

Down Payment

$91,438 on $457,191

Out of reach — 47.8% of income

Need $128,100/yr to afford.

PITI$2,989

P/I47.8%

Afford$268K

Gap-$190K

P&I $2,312Tax $328Ins $350

Renting $883/mo cheaper ($2,106 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Gulf Breeze with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Pensacola-Ferry Pass-Brent, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Pensacola-Ferry Pass-Brent, FL metro.

View Pensacola-Ferry Pass-Brent, FL metro →

GULF BREEZE, FL