The median home in Haines City, Florida is valued at $295,350, down 4.7% year over year. Typical monthly rent is $1,985, producing a price-to-rent ratio of 12.4x — below the national average of 18x. Haines City is part of the Lakeland-Winter Haven, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Lakeland-Winter Haven, FL stress score, crash risk, and 12-month forecast →

Home Value$295,350

-4.7%

Rent$1,985/mo

AFFORDABILITY

Enter your income for Haines City.

Income (annual)

Down Payment

$59,070 on $295,350

Stretch — 32.9% of income

Above 28% but manageable with cuts.

PITI$2,055

P/I32.9%

Afford$252K

Gap-$44K

P&I $1,493Tax $212Ins $350

Renting $70/mo cheaper ($1,985 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Haines City with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Lakeland-Winter Haven, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lakeland-Winter Haven, FL metro.

View Lakeland-Winter Haven, FL metro →

HAINES CITY, FL