The median home in Harbor Bluffs, Florida is valued at $623,223, down 6.0% year over year. Harbor Bluffs is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$623,223

-6.0%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$124,645 on $623,223

Example: $75,000 household income. Change it above to see your own.

Out of reach63.2% of income

Need $169,200/yr to afford.

PITI$3,948

P/I63.2%

Afford$276K

Gap-$347K

P&I $3,151Tax $447Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Harbor Bluffs with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

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Harbor Bluffs, FL