City

HARBOR BLUFFS, FL

Tampa-St. Petersburg-Clearwater, FL

The median home in Harbor Bluffs, Florida is valued at $623,223, down 6.0% year over year. Harbor Bluffs is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$623,223

-6.0%

AFFORDABILITY

Enter your income for Harbor Bluffs.

Income (annual)

Down Payment

$124,645 on $623,223

Out of reach — 63.2% of income

Need $169,200/yr to afford.

PITI$3,948

P/I63.2%

Afford$276K

Gap-$347K

P&I $3,151Tax $447Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Harbor Bluffs with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →