The median home in Hernando, Florida is valued at $348,968, down 2.9% year over year. Typical monthly rent is $2,350, producing a price-to-rent ratio of 12.4x — below the national average of 18x. Hernando is part of the Homosassa Springs, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$348,968

-2.9%

Rent$2,350/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$69,794 on $348,968

Example: $75,000 household income. Change it above to see your own.

Out of reach37.8% of income

Need $101,357/yr to afford.

PITI$2,365

P/I37.8%

Afford$258K

Gap-$91K

P&I $1,765Tax $250Ins $350

Renting $15/mo cheaper ($2,350 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Hernando with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Homosassa Springs, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Homosassa Springs, FL metro.

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Hernando, FL