The median home in Hernando, Florida is valued at $348,968, down 2.9% year over year. Typical monthly rent is $2,350, producing a price-to-rent ratio of 12.4x — below the national average of 18x. Hernando is part of the Homosassa Springs, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Homosassa Springs, FL stress score, crash risk, and 12-month forecast →

Home Value$348,968

-2.9%

Rent$2,350/mo

AFFORDABILITY

Enter your income for Hernando.

Income (annual)

Down Payment

$69,794 on $348,968

Out of reach — 37.8% of income

Need $101,357/yr to afford.

PITI$2,365

P/I37.8%

Afford$258K

Gap-$91K

P&I $1,765Tax $250Ins $350

Renting $15/mo cheaper ($2,350 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Hernando with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Homosassa Springs, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Homosassa Springs, FL metro.

View Homosassa Springs, FL metro →

HERNANDO, FL