The median home in Holt, Florida is valued at $254,382, down 3.9% year over year. Holt is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Crestview-Fort Walton Beach-Destin, FL stress score, crash risk, and 12-month forecast →
Home Value$254,382
-3.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Holt.
$50,876 on $254,382
Stretch — 29.1% of income
Above 28% but manageable with cuts.
PITI$1,819
P/I29.1%
Afford$245K
Gap-$10K
P&I $1,286Tax $182Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Crestview-Fort Walton Beach-Destin, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Crestview-Fort Walton Beach-Destin, FL metro.
View Crestview-Fort Walton Beach-Destin, FL metro →