The median home in Indian Rocks Beach, Florida is valued at $765,254, down 5.8% year over year. Typical monthly rent is $3,812, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Indian Rocks Beach is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$765,254

-5.8%

Rent$3,812/mo

AFFORDABILITY

Enter your income for Indian Rocks Beach.

Income (annual)

Down Payment

$153,051 on $765,254

Out of reach — 76.3% of income

Need $204,343/yr to afford.

PITI$4,768

P/I76.3%

Afford$281K

Gap-$484K

P&I $3,870Tax $548Ins $350

Renting $956/mo cheaper ($3,812 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Indian Rocks Beach with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

INDIAN ROCKS BEACH, FL