The median home in Indian Rocks Beach, Florida is valued at $765,254, down 5.8% year over year. Typical monthly rent is $3,812, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Indian Rocks Beach is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$765,254

-5.8%

Rent$3,812/mo

Prices falling — better for buyers.

Affordability

Enter your income for Indian Rocks Beach.

Income (annual)

Down Payment

$153,051 on $765,254

Example: $75,000 household income. Change it above to see your own.

Out of reach76.3% of income

Need $204,343/yr to afford.

PITI$4,768

P/I76.3%

Afford$281K

Gap-$484K

P&I $3,870Tax $548Ins $350

Renting $956/mo cheaper ($3,812 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Indian Rocks Beach with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

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Indian Rocks Beach, FL