The median home in Inlet Beach, Florida is valued at $1,356,869, down 6.3% year over year. Typical monthly rent is $3,318, producing a price-to-rent ratio of 34.1x — well above the national average of 18x. Inlet Beach is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Crestview-Fort Walton Beach-Destin, FL stress score, crash risk, and 12-month forecast →

Home Value$1,356,869

-6.3%

Rent$3,318/mo

AFFORDABILITY

Enter your income for Inlet Beach.

Income (annual)

Down Payment

$271,374 on $1,356,869

Out of reach — 130.9% of income

Need $350,700/yr to afford.

PITI$8,183

P/I130.9%

Afford$290K

Gap-$1067K

P&I $6,861Tax $972Ins $350

Renting $4,865/mo cheaper ($3,318 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Inlet Beach with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Crestview-Fort Walton Beach-Destin, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Crestview-Fort Walton Beach-Destin, FL metro.

View Crestview-Fort Walton Beach-Destin, FL metro →

INLET BEACH, FL